Salary Inflation Calculator
Adjust Your Salary for Inflation Over Time
See how inflation affects your salary's purchasing power. Enter your salary, years, and expected inflation rate.
Inflation Impact
Salary Needed in 5 Years
$92,742
Future Purchasing Power
$69,009
Current Salary
$80,000
Total Inflation
15.9%
Frequently Asked Questions
How does inflation affect my salary?
Inflation reduces purchasing power. At 3% annual inflation, $100 today will be worth about $74 in 10 years. Your salary needs to increase at least at the inflation rate just to maintain your standard of living.
What is the average inflation rate?
The Federal Reserve targets 2% annual inflation. Historical average since 1913 is about 3.3%. Recent years have seen higher rates (4-9% in 2021-2023).
How much should my raise be to keep up with inflation?
Your raise should at least match inflation. If inflation is 3%, a 3% raise maintains purchasing power. To actually gain purchasing power, your raise needs to exceed inflation by 1-2%.